Posts by support
Can You Trust AI for Low-Level DIY Accounting Work?
Artificial intelligence is changing the way small businesses manage bookkeeping and accounting. From automated transaction categorization to AI-generated financial reports, tools powered by AI like ChatGPT (OpenAI), Claude (Anthropic), Gemini (Google AI), are becoming more common for business owners in Marble Falls, Round Rock, and across Texas. But an important question remains: can you actually…
Read MoreHow Small Businesses Can Save Thousands in Payroll Taxes with Commuter Benefits in 2026
If you are a small business owner in Corpus Christi, there is a good chance you are paying more in payroll taxes than necessary. One of the most overlooked ways to legally reduce payroll tax liability is through commuter benefits. While many Texas businesses assume this only applies to large cities with public transit mandates,…
Read MoreWhy Your Business Has No Cash (Even If You’re Profitable)
You check your reports… and everything looks good. Your business is profitable on paper.Sales are coming in. Revenue is growing. But your bank account tells a completely different story. You’re constantly asking yourself: “If I’m making money… why do I never have money?” If that sounds familiar, you’re not alone. This is one of the…
Read MoreWhat Happens If You Don’t Report Stock Trades to the IRS?
If you invest in stocks, you are required to report your trades on your tax return. Many taxpayers believe that small trades, losses, or reinvested money do not need to be reported. This is a common misunderstanding that can lead to serious tax issues. Failing to report stock trades to the IRS can result in…
Read MoreTexas Property Tax Changes for 2025–2026: What Homeowners and Business Owners Should Do Now
Texas property taxes continue to be one of the biggest financial pressure points for homeowners, real estate investors, and business owners. With new property tax relief measures taking effect and appraisal values still rising across many counties, understanding how the 2025–2026 changes impact you is more important than ever. Whether you own a home, commercial…
Read MoreHow the Fed’s Latest Rate Cut Could Impact Your Business Going Into 2026
The Federal Reserve closed out the year with another adjustment to monetary policy — cutting its benchmark interest rate for the third time in 2025. The new target range of 3.50%–3.75% marks the lowest level we’ve seen in several years and reflects the Fed’s attempt to support a slowing economy while watching inflation carefully. For…
Read More5 Smart Year-End Financial Moves Marble Falls Businesses Should Make Before the Holidays
As the year draws to a close in Marble Falls, many businesses are preparing for seasonal demand, adjusted operating hours, and upcoming tax responsibilities. This period provides a valuable opportunity to evaluate financial performance, organize records, and make decisions that can strengthen your position heading into the new year. By addressing a few key year-end…
Read MoreDo I Need to Report Every Stock Trade on My Tax Return?
A Guide for Texas Investors by Valentine & Associates, CPAs If you invested actively in the stock market this year, you may be wondering:“Do I really have to report every single trade on my tax return?” The short answer is yes, every sale or exchange of stock must be reported to the IRS. But that…
Read MoreThe 2025 Texas Business Tax Outlook: What Marble Falls Business Owners Need to Know
Texas business owners are heading into 2025 with a mix of optimism and uncertainty. Between new tax rules, shifts in sales tax revenues, and evolving compliance standards, the landscape is changing fast—especially for small businesses in Marble Falls. At Valentine & Associates, we’re monitoring these developments closely so you can plan ahead, reduce surprises, and…
Read More